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WHAT ARE THE CURRENT CONDITIONS FOR OLDER ADULTS?
PHYSICAL & MENTAL WELL-BEING
Health Status & Care
Prescription Drugs
Mental Health & Substance Abuse
HEALTH STATUS AND CARE
Advances in health care have led to significant increases in the expected
life span of adults, making the post-retirement years one of the most important
phases in human development. In 1900, the average life expectancy was 49
years of age, today it is 76 (Federal
Interagency Forum on Aging Related Statistics, 2000). While this increased
life span brings great opportunity, it also brings challenges for older adults.
For many, the later years are full and active, while for others this time
is marked by the struggle to maintain good health, quality of life, and independence.
Mobility and Disability As people live longer, issues of quality of life
take on greater importance. Many older Americans suffer chronic health problems
that limit their ability to enjoy their later years. These conditions often
lead to serious physical limitations that have a major impact on an individual's
ability to live independently.
Mobility and Disability
As people live longer, issues of quality of life take on greater importance.
Many older Americans suffer chronic health problems that limit their
ability to enjoy their later years. These conditions often lead to
serious physical limitations that have a major impact on an individual's
ability to live independently.
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The most common chronic health problem among
older adults is arthritis - affecting 50% of older adults in Travis
County.
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The most common chronic health problem among older adults is arthritis.
Nationally, among persons aged 70 or older, 50% of men and 64% of women reported
having arthritis (Federal Interagency
Forum on Aging Related Statistics, 2000). In Texas, the percentage is
virtually the same - 51.3% of persons 65 and older report that they have
some form of chronic joint symptoms (Texas
Department of Health, 1999). A local survey of older adults in the Travis
County region found that 50.8% reported having been told by a health professional
that they have arthritis or rheumatism. Among persons age 75 and older, the
percentage was 55.9% (Seton Healthcare Network, 1998, Survey). Arthritis
can be a crippling and painful disease that makes it difficult for older
adults to perform even the most basic ADLs.
Falls
are the single largest cause of restricted activity days among
older adults.
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Another factor limiting the mobility of older adults is injury resulting
from falls. Falls are one of the most common reasons elders are placed
in nursing homes. In the United States, one out of every three people
age 65 and older falls each year. Of those who fall, 20-30% suffer
moderate to severe injuries that reduce their mobility and independence.
Hospitalization
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rates resulting from falls are especially high for older women and rising
(Centers for Disease Control and Prevention,
cited 2000; Pfizer, Inc., 2000).
Despite these problems, national studies indicate that the percentage of
older persons with a chronic disability decreased slightly (from 24% to 21%)
between 1982-1994. The majority of these individuals reported difficulty
performing one or two ADLs, such as eating, getting in and out of bed, performing
housework and laundry and getting around outside. Areas where elders reported
improved functioning included the ability to walk a quarter of a mile, climb
stairs, reach over one's head, and stoop, crouch or kneel. Although the percentage
of older adults with chronic disabilities decreased, the overall number with
this problem increased. This can be explained by the fact that growth in
the older adult population as a whole outpaced the decline in disability
among them (Federal Interagency Forum
on Aging Related Statistics, 2000; Desai, Zhang & Hennessy, 1999).
In Travis County, the number of older adults with limited ability to perform
ADLs is expected to increase as well. Projections by the Texas Health and
Human Services Department indicate that the number of persons over age 64
with these limitations will increase from 13,032 in 2000 to 17,347 in 2010
(Texas Health and Human Services Commission,
1999, Selected). This increase is likely to result in a significant increase
in demand for additional social and medical services among the population.
RETURN TO TOP
Prevention Measures to Protect and Enhance Mobility
Many of the mobility limitations caused by arthritis and falls can
be prevented by regular physical activity. Exercise has been shown
to relieve and improve mobility and functioning among even frail and
very old adults (Federal Interagency
Forum on Aging Related Statistics, 2000). Without regular physical
activity, older adults place themselves at risk of further deterioration
caused
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Exercise has been shown to relieve and improve
mobility and functioning among even frail and very old adults.
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by bone loss, muscle weakness and osteoporosis. These problems in turn are
risk factors for falls and fractures resulting from falls. (Desai,
et.al., 1999).
According to national data, only one third of older Americans take part
in leisure-time physical activity during an average two week period (Federal
Interagency Forum on Aging Related Statistics, 2000). The remainder lives
a sedentary lifestyle. In Texas, 35.1% of persons between the age of 55 and
74 are physically inactive. Among persons age 75 and over, 44.4% are inactive
(Desai,
et. al, 1999). Women are slightly less likely than men to engage in physical
activity (Federal Interagency Forum
on Aging Related Statistics, 2000). Travis County rates are better, with
50.6% of elders reporting regular exercise. Exercise rates are even higher
- 57.6% - among persons 75 and older (Seton Healthcare Network, 1998, Survey).
Elders that do exercise regularly usually engage in moderate activities such
as walking, gardening and stretching.
Physical pain, mobility limitations and hospitalizations due to hip fractures
and other falls can also be prevented through exercise, proper diet and modifications
to the home. Prevention should focus on a combination of behavioral and environmental
changes, including exercise, education, medication review, risk factor reduction
and home modifications. These strategies have reduced hospitalizations due
to falls by 30-50%. Even minor home modifications, such as using non-skid
rugs and keeping things within reach, have been shown to reduce health care
costs due to falls.
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Health Care Needs of Older Adults
Life expectancy is an indicator of the overall health of a population. Life
expectancy measures the average number of years a person at a given age would
be expected to live, assuming a consistent death rate (Federal Interagency
Forum on Aging Related Statistics, 2000). In Texas, the current life expectancy
of men and women is 73.5 and 79.5 respectively. As on the national level,
life expectancy rates in Texas are lowest among Blacks as compared to White
and Hispanic residents (Texas Department
of Health, cited 2000).
Figure 11.
Five Leading Causes of Death in Travis County for Persons 65+ by Gender
- 1998 (Rate per 100,000)
Source: Texas Department of Health,
Epigram 1998
Increases in life expectancy are largely the result of improvements in health
care and the prevention and treatment of chronic diseases. Despite these
improvements, however, chronic diseases remain the leading cause of death
among older adults. Both nationally and locally, the leading causes of death
for older residents are heart disease, cancer and stroke. The five leading
causes of death in Travis County are heart disease, cancer, cerebrovascular
disease, chronic obstructive pulmonary disease (COPD), and pneumonia and
influenza. Of these causes, women have higher rates of stroke (cerebrovascular
disease) and chronic obstructive pulmonary disease (COPD) than men. (See
Figure 11.)
Figure 12.
Five Leading Causes of Death in Travis County for Persons 65+ by Race/Ethnicity
- 1998
Source: Texas Department of Health,
Epigram 1998
As with life expectancy, mortality rates vary by race and ethnicity. The
following chart shows 1998 death rates by race and ethnicity in Travis County.
While heart disease is the most common cause of death for all older residents,
death rates from this disease are more than one and a half times higher among
Blacks than Whites and Hispanics. Other significant differences are deaths
due to diabetes and chronic obstructive pulmonary disease (COPD). While diabetes
is not a leading cause of death among White Travis County older adults, it
is the fourth leading cause of death among Hispanics. Similarly, COPD is
not a leading cause of death among Blacks or Hispanics, but is the third
leading cause for White older adults.
Causes of death also vary somewhat by age. In Travis County, cancer and
heart disease are the primary causes of death for all persons over age 55;
however, death from cerebrovascular disease and pneumonia and influenza are
not among the five leading causes of death until age 65. Falls and accidents
are the fifth leading cause of death among persons aged 55-64, but are not
in the top five causes for persons 65 and older. (See Table
6.)
Table 6.
Five Leading Causes of Death by Age in Travis County (Rate per 100,000) - 1998
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Cause
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Ages 55-65
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Ages 65-74
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Ages 75+
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| Heart Disease |
232.0
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557.8
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2,755.0
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| Cancer |
315.5
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726.8
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1,353.0
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| Cerebrovascular Disease |
13.9
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114.9
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683.3
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| COPD |
34.8
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128.5
|
399.3
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| Pneumonia & Influenza |
9.3
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71.0
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381.6
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| Diabetes |
41.8
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98.0
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168.6
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| Accidents |
32.5
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57.5
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106.5
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Source: Texas Department of Health Bureau
of Vital Statistics
RETURN TO TOP
Chronic Health Problems
In a survey of ten counties in the Central Texas region, 58.1% of adults
age 65 and older reported that chronic disease was one of their top three
health problems (Seton Healthcare Network, 1998, Behavioral). The three most
common chronic diseases among older adults are arthritis, hypertension and
heart disease. As discussed, arthritis is the number one chronic health problem
for this population. The second is hypertension, with 45% of Americans reporting
that they suffered from this disease in 1995. In Travis County, 45.7% of
those 65 and older reported suffering from hypertension. However, the rate
for Blacks was significantly higher at 76.2%. Finally, 21% of Americans report
having heart disease. The reported rate in Travis County is much lower at
14.2%.
RETURN TO TOP
Prevention of Health Problems
As with younger adults, the keys to a healthy life for older adults are
social activity, exercise and diet. Social activity is important to maintaining
both emotional and physical health. In addition to providing a network of
support for older persons, social activities help elders stay mentally active
and positive about their lives.
According to national data, the majority of persons age 70 and older engage
in some form of social activity on a regular basis. Most of this activity
is with family, followed by visits with friends and neighbors. As might be
expected, the level of social activities among older persons declines with
age (Federal Interagency Forum on Aging Related
Statistics, 2000). This may be a result of declining health and mobility
and the loss of older friends over time.
Regular physical activity also reduces the risk of many chronic diseases,
especially heart disease. Moderate physical activity helps to lower high
blood pressure, control cholesterol levels and reduces the incidence of diabetes
among older adults.
Along with physical activity, diet plays a major role in determining
one's risk for heart disease, cancer, hypertension and other chronic
diseases.
A national study found that older adults over 65 generally had better diets
than persons aged 45-64. Older adults were especially good at maintaining
low cholesterol diets. However, the percentage of older adults with "good" diets
was still relatively small, comprising slightly over one-fifth of the total
population of persons over 65. The diets of elderly persons were especially
poor with regard to intake of daily servings of fruit and milk products
(Federal
Interagency Forum on Aging Related Statistics, 2000). In Texas, less
than one-third of adults aged 55-65 eat the recommended amount of fruits
and vegetables daily. Rates for Central Texans are shown in Figure
13.
Figure 13.
Percentage of Elderly Eating Daily Recommended Amount of Fruits and
Vegetables in Central Texas (10 County Region), 1998
Source: Seton Healthcare Network Behavioral Risk Factor Surveillance
Survey, 1998
Regular medical screenings are another preventive measure that protects
older adults. In the Central Texas area, 98.7% of seniors report having had
their blood cholesterol checked by a health professional in the last year
while 96.5% had their blood pressure checked (Seton Healthcare Network, 1998,
Behavioral). Rates for cancer screenings, however, are not as high, but are
increasing nationally. Among women over fifty, mammography screenings once
every two years can significantly reduce the risk of death from cancer (Pfizer,
Inc., 2000). National studies show that the percentage of women age 65 or
older who have had a recent mammogram is increasing, rising from 23% to 55%
between 1987 and 1994 (Federal Interagency
Forum on Aging Related Statistics, 2000). In the Central Texas region,
65.2% of elderly women report having had a mammogram in the last year, while
nearly half (43.4%) examine their breasts monthly for lumps. Older men are
also taking advantage of cancer screenings, with 72.5% reporting to have
had a prostate screening test in the last year (Seton Healthcare Network,
1998, Behavioral).
Influenza and pneumococcal infections are primary causes of hospitalization
among elderly. Studies show that vaccinations for pneumonia and influenza
can reduce complications and hospitalizations by one-half. Yet, in 1997,
only 65% of elder adults received an influenza vaccination in the past 12
months, while only 45% had ever received pneumococcal vaccination (Desai,
et. al, 1999). Among elderly in the Central Texas region, 60.5% reported
receiving a flu shot in 1998. Over half (56.6%) also reported that their
spouse had received a flu shot that year (Seton Healthcare Network, 1998,
Behavioral).
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Barriers to Health Care
Perception of Health Status
An individual's perception of his/her health status provides insight
into his/her emotional and physical well being. The fact that an individual
believes him or herself to be in good health is an indication that
he/she is paying attention to his/her health and has a positive outlook
on life, contributing to the overall well being of individuals and
older adults in particular. An individual's perception of his or her
health is also a good indicator of his/her quality of life (Seton Healthcare
Network, 1998, Survey).
Low income and lower educational and employment levels are associated
with perceptions of poor health status. Not surprisingly, these socioeconomic
characteristics are also associated with higher rates of disease and
disability. What is surprising is that low-income adults over age 65
generally rate their health as better than low-income men and women
aged 55-64. These results may reflect the wider availability of affordable
health care to older persons due to Medicare and other retirement benefits
(Desai,
et. al, 1999).
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The Seton Healthcare Network survey found
that 53% of area residents reported their health status as good
or excellent. Additionally, in this survey respondents were asked
to rate their overall feelings about their lives using a scale
of one to ten. Older adults reported high (positive) mean scores
for the following descriptors:
- satisfied overall with life (8.42),
- felt that their life has value and worth
(8.42), and
- felt good about the future (8.77).
Rates regarding individuals' feelings about
their value and worth were slightly higher among African Americans
(9.46) and college graduates (9.08) than others.
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Health Care Costs
Health care costs present a major financial burden for older adults and
their families. These costs generally increase as people grow older and experience
a decline in health and mobility. For individuals with limited income or
chronic health problems, these costs can be a significant factor in their
ability to live at home or independently.
In 1996, the average annual health care expenditure among persons aged 65-69
(including expenditures covered by health insurance) was $5,964. Among persons
aged 75-79, annual expenditures averaged $9,414, while among persons 85 and
older it was $16,465. As might be expected, costs were significantly higher
for individuals living in nursing homes ($38,906 on average) than for those
living in the community ($6,360). The relative cost burden of health care
is also greater for lower and middle income elderly (Federal
Interagency Forum on Aging Related Statistics, 2000).
Most older adults are covered by Medicare, which provides a variety of medical
services at relatively low cost. Unfortunately, Medicare does not cover all
the health care needs of seniors, making out-of-pocket expenses and prescriptions
a heavy cost burden for seniors who cannot afford supplemental insurance.
Elders in Texas have slightly lower out of pocket health care expenditures
than older adults nationwide. On average, Texas elders pay $1,722 in out
of pocket health care expenditures per year as compared to the national average
of $2,022 (McClosky, 2000).
RETURN TO TOP
Access to Health Care and Use of Health Care Services
In addition to cost, the availability and convenience of medical services
often limit seniors' access to health care. Factors that impact convenience
include hours of operation, waiting times and accessibility by public transportation.
In the Seton survey of older adults in the Travis County region, elders
reported an average score of 9.11 out of ten in response to the question
of whether or not they had a primary care physician. This response indicates
that most elders do have regular and convenient access to health care. Among
elders ages 75 and older, however, the response was slightly lower - 8.85
(Seton Healthcare Network, 1998, Survey). This could reflect the difficulty
that older persons have in obtaining transportation to needed services. Nonetheless,
in a separate survey of the ten county region surrounding Travis County,
88.5% of elderly reported they had gone for a routine health checkup in the
past year, while 67.7% had gone for a dental checkup. These rates are higher
than those for non-elderly respondents among whom only 63.3% had received
a routine health checkup in the past year (Seton Healthcare Network, 1998,
Behavioral).
Other data on the use of low cost health care services among elders in Travis
County are indicators of a growing problem. People's
Community Clinic (PCC) reports that elderly patients seeking health care
have nearly doubled in the past three years (see Figure
14). Because elderly patients have a greater number of health problems
than younger people, they usually require more visits, lab tests and medications.
According to People's, elderly patients average 4.7 visits per patient per
year. With an average cost of $62 per visit, and a growing number of older
adults in our community, caring for elders represents a significant cost
for the clinic. The rise in the number of older adults seeking care at PCC
and other clinics may reflect the fact that older adults are having increasing
difficulty accessing care. Low Medicare reimbursement rates are causing physicians
and other private providers to limit the number of Medicare clients they
treat. Anecdotal information from St. David's Senior Clinic confirms this,
where 8 of 10 clients are unable to find a provider willing to accept Medicare.
Figure 14.
Number of Patient Visits at the People's Community Clinic by Individuals
Age 65+ - 1998 to 2000
Source: People's Community
Clinic
Data on the use of the City and County Medical Assistance Program (MAP)
show that persons ages 65 and over currently comprise 14% of the City and
County's Medical Assistance Program registrants, and the number of registrants
ages 65 and over increased nearly 13% from fiscal year 1997 to 1999. The
majority of these seniors are receiving supplemental insurance to Medicare
for dental and prescription coverage. A smaller percentage of elderly clients,
1.1%, are enrolled in the City and County's sliding scale program for medical
care.
Lack of regular medical care can result in increased hospitalization as
individuals delay treatment for their health needs until they become urgent.
A national study of older Americans found that among Medicare beneficiaries
not enrolled in HMOs (82% of beneficiaries in 1998), the rate of hospital
admissions during the year increased from 307 per 1,000 in 1990 to 365 per
1,000 in 1998 (Federal Interagency Forum
on Aging Related Statistics, 2000). Given that hospitalization is the
most expensive level of care available, this also represents a significant
portion of current health care costs.
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CURRENT EFFORTS
Current efforts to address the health care needs of elderly persons
are provided by area hospitals and health clinics. People's Community
Clinic and the City and County's public health care clinics provide
inexpensive medical care for uninsured and underinsured low-income
elderly. The City and County also offer the Medical Assistance Program
to provide general or supplementary medical care coverage for low-income
seniors. Several private providers also operate lower cost primary
health care targeted specifically to seniors. St. David's Senior Health
Center and Seton's Senior Health Center both provide primary
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Lack of regular medical care can result in
increased hospitalization as individuals delay treatment for their
health needs until they become urgent.
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health care for persons age 65 and older. These programs also offer case
management, support groups, nutritional counseling and educational classes
on maintaining good health. The Seton Good Health Club offers a variety of
services including transportation for hospital stays, low cost classes and
discounts on medical equipment. The
Area Agency on Aging also provides durable medical equipment to eligible
seniors.
Table 7.
Findings and Recommendations
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FINDINGS
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RECOMMENDATIONS
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- The most common chronic health problem among older adults is arthritis,
with 50.8% in Travis County reporting that they have arthritis or
rheumatism.
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- Physical activity has been shown to be effective in preventing
and/or lessening mobility problems. Efforts should focus on preventing
the onset rather than addressing it once it has occurred.
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- Regular physical activity and exercise have been shown to relieve
and improve mobility and functioning among even the frailest and
oldest adults. Additionally, physical activity helps reduce the risk
of chronic diseases such as hypertension.
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- Develop a public information campaign to educate older adults
and their families about the benefits of exercise.
- Ensure that exercise programs are available for all older adults,
including the frail and very old.
- Identify and implement best practices in this area.
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- Falls are the single largest cause of restricted activity days
among older adults. Falls are also one of the most common reasons
elders are placed in nursing homes.
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- Ensure that programs providing home modifications (such as grab
bars, ramps, and non-skid rugs) have resources available to meet
demand for services.
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- While heart disease is the most common cause of death for all
older residents, death rates are more than one and a half times higher
among African Americans than Whites and Hispanics.
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- Eliminate disparities by focusing prevention efforts on groups
that are at higher risk.
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- Maintaining a well balanced diet that includes fruits and vegetables
helps prevent chronic disease. In general, the diets of older adults
are not sufficient in amount of dairy products or fruits and vegetables
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- Improve awareness of the importance of diet in preventing chronic
disease. Partner with non-traditional partners to spread the word
to the target population.
- Ensure that the food support programs are providing foods most
needed by older adults.
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- Older adults are having difficulty finding private providers that
will accept Medicare/Medicaid assignment.
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- Increase efforts to link individuals with a regular physician,
including public providers as necessary.
- Lobby Congress for changes in reimbursement rates for Medicare
and Medicaid.
- Consider developing an up to date clearinghouse of providers who
accept Medicare and Medicaid.
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RETURN TO TOP
PRESCRIPTION DRUGS
Currently, the issue of prescription drug coverage for older adults is
being hotly debated at all levels of government. This issue is critical for
older adults for two reasons. First, prescription drugs are a significant
out of pocket health care cost for this group. Second, trends indicate that
the situation is worsening and is unlikely to improve without government
intervention.
In terms of drug coverage, older adults fall into three categories:
- those who have year round coverage (53%),
- those who are covered part of the year (19%), and
- those who have no coverage (28%).
The most common source of drug coverage is employer-sponsored retiree benefits,
which provide for 30% of those with coverage. Nationally, nine out of ten
Medicare beneficiaries have some type of supplemental coverage that helps
cover prescription drug costs. For individuals who have Medicare coverage,
13% are covered through Medicare managed care plans, 8% are covered through
Medigap policies, and 13.8% are covered by Medicaid or other public benefits.
Despite the availability of supplemental coverage, at any time during a year,
35% of
Medicare beneficiaries are without drug coverage. A review of the
1996 Medicare Current Beneficiary Survey (MCBS), for example, found
that only two-thirds of those covered under a Medicare managed
care plan had drug coverage during the entire year. Individuals covered
by both Medicare and Medicaid have the most consistent coverage
(McClosky,
2000; Stuart, Shea, & Briesacher, 2000).
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Annual Health Care Costs Per Senior in Texas
Drug Expenditures: $745
OOP Drug Expenditures: $363
OOP Health Care: $1,722
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Prescription drugs are the fastest growing health care cost for seniors.
Nationwide, older adults constitute approximately 13% of the population,
but are prescribed 34% of all drugs and pay 42% of all prescription
drug costs. That translates into a per person cost of $559 in 1992,
projected to rise to $1,205 in 2000. This increase is attributed, in
part, to the rise in the cost of individual prescriptions. In 1992,
the average cost per prescription for older adults was $28.50, whereas
in 2000 it is expected to be $42.30, an increase of 48% (McClosky, 2000).
In a comparison of total prescription drug costs and total out of pocket
(OOP) costs, McClosky found that total drug expenditures for Texas seniors
are slightly below the national average for US seniors, but about the same
on OOP expenditures. Therefore, as a percentage of total drug expenditures,
Texas seniors have higher OOP costs.
In a comparison of out of pocket health care expenditures and prescription
drug expenditures for Texas and the US, it was found that, Texas seniors
spend a higher percentage of their total OOP health care dollars on prescription
drug costs than other seniors (McClosky, 2000).
Table 8 shows the trend in total health and prescription
drug spending per senior in the United States. For several years, drug costs
as a percentage of total health care expenditures have risen at a faster
pace than inflation. Based on projections from the Health Care Financing
Administration, these costs are expected to continue rising.
Table 8.
Total United States Health Care and Prescription Drug Spending Per Senior
- 1992 to 2010
|
Year
|
Total Health Care Expenditures Per Senior
|
Prescription Drug Expenditures per Senior
|
Prescription Drug Expenditures as a % of Total
Health Care Expenditures
|
|
1992
|
$7,554
|
$559
|
7.4%
|
|
1994
|
$9,059
|
$648
|
7.2%
|
|
1996
|
$9,998
|
$769
|
7.7%
|
|
1998
|
$10,822
|
$984
|
9.1%
|
|
2000
|
$12,028
|
$1,205
|
10%
|
|
2005
|
$15,922
|
$1,912
|
12%
|
|
2010
|
$21,149
|
$2,810
|
13.3%
|
Note: Numbers for 1998 through 2010 are projections. Source: McClosky 2000
For uninsured seniors, the picture is even bleaker. A recent study conducted
by the United States Department of Health and Human Services found that drug
costs for uninsured seniors are, on average, 15% more than those paid by
third party payers. This is attributed to the ability of third party payers
to negotiate lower drug costs because they are purchasing for large groups
of individuals (McGinley, 2000).
Cost is not the only escalating factor; so is the number of prescriptions
per older adult. The average number of prescriptions in 1992 was 19.6 versus
a projected average of 28.5 in 2000 - a 45% increase. In part, this increase
is explained by the development and approval of new drugs and the fact that
people are living longer with more chronic conditions (McClosky, 2000). However,
not all seniors are using more prescriptions. A review of the 1996 MCBS found
that Medicare beneficiaries who do not have drug coverage fill one-third
fewer prescriptions and spend 60 percent less on prescriptions drugs in comparison
to those who have year round drug coverage (Stuart
et. al., 2000).
Increasingly, Medicare managed care plans
are capping the coverage provided for prescription drugs.
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While seniors are prescribed more drugs and are spending more money
on drugs, the resources to cover these expenses are dwindling. While
some Medicare managed care plans offer prescription drug benefits,
increasingly, these plans are establishing coverage limits and requiring
co-payments on brand name drugs. This is particularly a
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problem given the recent news that some drug companies are paying
millions of dollars to keep generic drugs off the market. Currently, Medicare
managed care plans offering drug coverage are only available to 69% of
Texas Medicare beneficiaries. Retiree health insurance is only offered
by 19% of
Texas companies, below the national average of 22-28%. Lastly, while some
seniors have Medigap policies that cover prescription drugs, these plans
are only available to those who have Medicare Part B. These plans are expensive
and have high deductibles, keeping them out of reach of many seniors. The
average monthly premium for Medigap coverage with prescription drug benefits
is $124 in Texas. (McClosky, 2000; Gerth, 2000; "Congressman", 2000; National,
2000).
Currently, 62,618 older adults are enrolled in Medicare in Travis County,
but none of the Medicare plans currently offer prescription drug coverage.
The City and County and Seton Healthcare Network offer two viable options
for Travis County seniors needing help to defray the cost of prescription
drugs. Travis County and the City of Austin operate a prescription drug program
to help low income individuals defray the cost of medicine. (For more information
on this program see Appendix
H). Additionally, seniors who enroll in the Good Health Club with Seton
Healthcare Network can take advantage of prescription drugs at a discounted
price. The average discount is approximately 15 percent. Enrollment in the
Good Health Club is free to individuals age 65 and older. (T. D. Froehlich
personal communication, Feb. 13, 2001; US HHS, 2000, HMO).
RETURN TO TOP
Implications for Seniors
The rise in cost of prescription drugs poses a dilemma for many seniors.
As research indicates, some choose not to fill prescriptions, possibly further
impairing their health status. This means that seniors are being forced to
make difficult choices about expenditures - choosing between medications
and other basic needs such as food and shelter. Inability to purchase medications
could result in higher medical costs if individuals develop more advanced
conditions as a result of not following treatment protocols. This decline
in health could, in turn, further strain the public health system.
Along with not purchasing medications, some seniors seek less expensive
prescription alternatives. Recent news stories tell about seniors going to
Mexico to purchase drugs where they can achieve considerable savings. A diabetes
medication that costs $46.00 in the United States, for example, costs $6.75
in Nuevo Progresso, Mexico (Harmon, 2000).
Unless significant changes occur in the cost of drugs and the availability
of help purchasing them, the issues for seniors and the community around
prescriptions drugs will only increase.
- First, the size of the population is increasing and living longer.
The longer people live the more chronic conditions they are likely
to develop
that need treatment.
- Second, older people tend to have lower incomes the longer they
live.
- Third, the local older population will increasingly be comprised
of individuals from traditionally lower socioeconomic groups who historically
have poorer health outcomes.
These factors combined with the trends showing increasing numbers of prescriptions
and costs of drugs will create a growing economic burden.
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CURRENT EFFORTS
The City of Austin and Travis County both offer help to low income seniors
through the Medical
Assistance Program (MAP) and the Community
Health Clinics (CHC), which are payers of last resort. Currently, 3,370
seniors are provided some type of assistance through this program. (For details
on the program and the number helped, please see Appendix
H.)
Travis County also has a fund for emergency prescription needs that is available
to individuals living at or below 85% of poverty. Help is only available
once a year. Despite national trends indicating an increased need, in 1999,
$7,330 was allocated for pharmaceutical assistance, but only $5,373 was spent.
For FY 2000, $6,230 was allocated and, as of September, only $3,363 had been
spent (Personal Communication with Travis County Health and Human Services
and Veteran's Services, October 2000).
The most recent national plan to address this issue includes allowing prescription
drugs to be imported from countries such as Canada, which set limits on drug
costs. If a national plan is passed that only addresses the needs of low-income
seniors, this will still leave out a large group of Texans that may need
help - the middle class. Some 43% of Texans have incomes between $15,000
and $50,000 and would not be helped by a low income benefit (National, 2000).
Table 9.
Findings and Recommendations
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FINDINGS
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RECOMMENDATIONS
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- The number of prescription drugs prescribed per older adult is
rising.
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- Develop/support prevention efforts to improve the health status
of seniors and prevent health decline necessitating the need for
more prescription drugs.
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- The federal government may not pass a prescription drug plan that
meets the needs of all older adults in need of assistance.
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- Work with State agencies and advocates to develop statewide drug
coverage plan. Currently, 16 states have programs in place to help
seniors with prescription drug costs and several more are under development.
The programs vary in specifics but, in general, cover low-income
seniors who are not covered by other prescription drug programs.
Additionally, some programs offer help to those who have prescription
drug costs in excess of a certain percentage of income - Delaware
set the level at 40% of income (16 States, 2000).
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- The City/County prescription drug assistance program may not be
reaching all of the seniors needing assistance.
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- Ensure that all older adult service providers are aware of the
help available through the City/County program. Increase outreach
efforts targeting low and middle income seniors.
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- New guidelines for the City/County prescription drug assistance
program require clients to fill prescriptions at MAP Network pharmacies
or public health pharmacies. This creates a problem for seniors who
are transportation disadvantaged and have difficulty getting to these
pharmacies.
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- Consider developing a courier service for seniors and individuals
with disabilities, Or allow volunteers from organizations such as
Caregivers to pick up and deliver prescriptions.
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RETURN TO TOP
MENTAL
HEALTH & SUBSTANCE ABUSE
The term "mental health" encompasses a wide range of diagnoses among older
adults including dementia, Alzheimer's, depression, and severe mental illness
such as bipolar disorder and schizophrenia. Many of the mental
health conditions experienced by older adults are preventable and/or
treatable. Unfortunately, family members and professionals too frequently
fail to recognize the symptoms or misdiagnose them. Additionally, lack
of understanding about the normal aging process can put older adults
at risk for needless suffering.
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63% of individuals over age 65 with a mental
health disorder are in need of mental health services (HHS, 1999).
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Failure to properly address the mental health needs of older adults
has negative consequences. This can cause unnecessary nursing home
placement, result in more expensive physical health interventions, and lead
to
impairments in social, mental, and physical functioning. Older adults
with depression, for example, go to the doctor and emergency room more
often, take more medicine, have higher outpatient costs, and longer
hospital stays (Diagnosis, 1991; United States
Department of Health and Human Services, 1999).
Depression
It is estimated that 15% of older adults living in the community experience
depression, with 3% experiencing major depression. However, for individuals
living in nursing homes the rate is between 15 and 25%. Among widows, it is
estimated that 10-20% develop depression in the first year after the death
of a spouse. Depression is linked with
Women, unmarried individuals (particularly
widows), individuals lacking a support network, and those experiencing
stress are more likely to develop depressive symptoms.
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several other conditions - physical conditions such as stroke and cancer,
complaints of memory loss, and suicide. When compared to other age groups,
suicide rates among older adults are higher and the rate for older White
men is six times that of other groups (HHS,
1999; Diagnosis, 1991).
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A number of interventions are recommended for treating depression among
older adults. Self help groups, bereavement groups, and life review
exercises have been shown to be effective in addressing symptoms of
depression (US HHS, 1999, Mental Health).
RETURN TO TOP
Memory Function and Dementia
As an individual ages, his/her memory may work more slowly. However,
memory loss and confusion, or dementia, are not a normal part of the
aging process. Dementia is a disease, caused by changes in brain function.
After age 60, the prevalence of all dementia doubles with every 5 years
of age (US HHS, 1999).
A variety of physical conditions cause dementia. Those conditions that
can be treated include dehydration, malnutrition, vitamin deficiency,
thyroid problems, and high fever (National
Institute on Aging, 1996). In addition to addressing these needs,
research shows that engaging in
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Maintaining a sharp mind requires continuing
to stimulate the mind and body by engaging in physical exercise,
maintaining a proper diet, maintaining connections with the community
and sustaining or developing interests or hobbies.
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new activities or changing routines can strengthen brain function.
With proper prevention and intervention, most individuals can maintain sharp
and clear thinking for the majority of their senior years (National
Institute on Aging, 1996).
There are several types of dementia, the best known being Alzheimer's Disease.
It is estimated that 50% of individuals with a family history of Alzheimer's
will eventually develop the disease. Diagnosis of the illness must include
memory impairment co-occurring with a second cognitive deficit such as language
problems or
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Eight to fifteen percent of individuals over
age 65 have Alzheimer's Disease.
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impaired executive (decision-making) functioning. Research indicates
that men and women are equally likely to get Alzheimer's, although more
women than men appear to have the disease due to women living longer
(US HHS, 1999).
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Level of education is related to the age of onset of Alzheimer's -
the higher the level of education attained, the later the onset. Extensive
research is ongoing to discover ways to impede the development of Alzheimer's
(US HHS, 1999).
Alzheimer's is an incredibly destructive disease in that it may severely alter
behavior and level of functioning. Symptoms may include psychosis, wandering,
agitation, physical violence, and verbal outbursts. The stress for caregivers
of individuals with Alzheimer's is well documented. Caring for a person with
Alzheimer's can be financially draining for family members and other caregivers
- costing an estimated $38,906 to $43,600 a year (Tennstedt, 1999).
Other Mental Health Conditions
Anxiety disorders, specifically common phobias, are another mental health
issue for older adults. Approximately 11% of individuals ages 55 and
older have anxiety disorders in a given year. More severe conditions
such as schizophrenia have a much lower prevalence rate (approximately
0.6% of individuals over 65 in a given year) (US
HHS, 1999).
Substance Abuse
According to current national estimates, as many as 17% of adults over
age 60 have substance abuse problems. For older adults, the most common
addictions are alcohol and legal drugs, both prescription and over the
counter. Use of illicit drugs among older adults is less common. Older
adults fall into two categories of substance abusers: those with early
onset and those with late onset. The former have a history of untreated
addiction while the latter develop the problem in later years - usually
after age 45 (US HHS, 1998, Substance
Abuse; National Council, 2000). Higher percentages of women (24%) than
men (15%) report first showing signs of alcoholism beginning in their
60's (US HHS, 1998, Substance Abuse).
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Barriers to Treatment of Mental Health Issues:
- The stigma surrounding mental illness and
substance abuse prevents individuals from seeking help.
- A sense of hopelessness may prevent an
older adult from seeking treatment.
- Ageist attitudes among caregivers, lay
or professional, result in symptoms being overlooked or ignored.
Mistakenly, too many symptoms are believed to be a normal part
of aging and treatment is not pursued.
- Older adults are more likely to present
physical rather than mental symptoms, making diagnosis difficult
.
- Older adult symptoms present differently
than those of other age groups, making them more difficult to diagnose.
- Health care professionals may lack the
ability to recognize and properly treat mental health and substance
abuse problems
(US HHS, 1999; Diagnosis, 1991).
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Similar to other mental health issues,
the magnitude of the problem of substance abuse among older adults is
often overlooked and underestimated. Attitudes and beliefs about older
adults, aging and substance abuse often prevent recognition and diagnosis
of the problem. As with any mental health issue, family members and others
may mistake symptoms of substance abuse as part of the aging process.
In addition, a stigma exists around identifying and confronting this problem
among older adults. The traditional methods for recognizing a substance
abuse issue often
Overuse of alcohol or medications is likely
to be precipitated by a major life change such as death of a spouse
or retirement.
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do not apply to this population. For example, drinking problems may
be recognized because an individual is arrested for driving while intoxicated.
This is less likely to happen to an older adult who may drive less or
no longer drive at all (Shulman, 1998).
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Certain characteristics of older adults make the issue of alcohol use
and abuse even more critical. First, older adults do not metabolize
alcohol as easily as younger people and are therefore affected more
by even small amounts. Second, most older adults take one or more prescription
or over the counter drugs. The combination of drugs and alcohol can
cause adverse drug reactions. Older adults use more psychoactive drugs
such as anti-depressants than any other group. These types of medications
are frequently accompanied by warnings not to be used with alcohol.
Third, alcohol use among older adults can cause or exacerbate other
problems such as depression and other mental health issues, gastrointestinal
bleeding, cognitive impairments, sleep disorders and hypertension (National
Council on Aging, 2000).
Addiction to drugs unrelated to alcohol is also problematic. Like alcohol,
these drugs may have a stronger impact on older adults than they do younger
persons. As individuals get older and take more drugs, the likelihood of medication
mismanagement increases.
RETURN TO TOP
CURRENT EFFORTS
Several private providers offer mental health care to seniors suffering from
depression, dementia, Alzheimer's disease and other disorders associated with
aging. The Pavilion at St. David's and Seton Shoal Creek Hospital are the two
primary service providers for mental health issues in the Austin/Travis County
area. Last year, Seton Shoal Creek served 114 individuals ages 65 and older.
Family Eldercare's Eloise's House offers day care for individuals with Alzheimer's.
(For more information on Current
Efforts, see Appendix A.)
Table 10.
Findings and Recommendations
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FINDINGS
|
RECOMMENDATIONS
|
- Many health care practitioners do not have the training necessary
to diagnose and treat mental health and substance abuse problems, yet
primary care settings are ideal points for intervention.
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- Ensure that medical practitioners receive training in identifying
symptoms of depression and other mental health problems. Focus on primary
care settings where most older adults receive care.
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- There is a lack of community understanding of the aging process.
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- Address ageist attitudes through public information about process
of aging.
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- There is a lack of community awareness about mental health and substance
abuse issues among older adults.
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- Develop a public information campaign to educate older adults and
the public about the realities of mental health and substance abuse
issues. Focus on empowering older adults to seek help.
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- Decline in mental functioning is not a normal part of the aging
process. A number of factors influencing mental health can be prevented
and addressed to improve functioning.
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- Increase public information about the issues that can impact mental
health functioning such as malnutrition, hydration, vitamin deficiencies
and thyroid problems. Ensure that adequate services are available to
meet the needs of the population.
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Best Practices
The Substance Abuse and Mental Health Services
Administration (SAMSHA), Center for Substance Abuse Treatment recommends
that all individuals over 60 be screened for substance abuse problems. In
cases where treatment is necessary, SAMHSA recommends that protocols include
certain components:
- Older adults are best treated in age-specific group treatment. Ensure
that environment is supportive and non-confrontational and works to
build self-esteem.
- Treatment should include ways to cope with depression, loneliness
and loss.
- Identify ways to strengthen social support networks.
- The content and pace of the treatment should be geared toward the
older adult, whose needs may differ from other groups.
- Treatment staff should have experience and interest in working with
older clients.
- Provide holistic care that addresses the range of needs a client
may have including case management.
Texas C.A.R.E.
A collaboration between the Texas Department
of Human Services and the Alzheimer's Association,
this program is designed to improve service connection for individuals with
Alzheimer's. The program is based on the Community Resource Coordinating
Group model but is designed strictly for those with Alzheimer's. The program
is unique in that each site has flexibility to design a program that will
be most effective in the given geographic area served by that site. After
an immensely successful pilot program in 4 sites across Texas, the program
was expanded to include Central Texas in 2000.
Assessment Home Page
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